Access to credit and non-farm activities: A quantitative analysis of household surveys in rural Vietnam

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Issue: Volume 16, Issue 1, 2022


The authors investigated the role of formal and informal credit in non-farm activities among Vietnamese rural households using pooled cross-sectional data from household surveys in 2016 and 2018. The econometric analysis confirms that households with more loans are more likely to engage in non-farm activities and increase the intensity of such activities. The probability and intensity of non-farm activities are also determined by the level of education and occupation of household heads. In addition, the presence of non-farm opportunities and access to roads in a commune increase the chance of non-farm participation for households living in that commune. The study suggests that policy interventions for promoting rural non-farm economy should aim to improve rural households’ access to formal credit, better education, and non-farming opportunities.

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Authors Affiliations

Dinh Van Nguyen* (1)

(1) Vietnam National University, Hanoi, Vietnam
* Correspondence address


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Title: Human Geographies - Journal of Studies and Research in Human Geography
ISSN online: 2067-2284
ISSN print: 1843-6587
Imprint: University of Bucharest
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Prof. dr. Liliana Dumitrache
University of Bucharest, Faculty of Geography- Human and Economic Geography Department, 1 Nicolae Balcescu Av., 010041, Bucharest, Romania

Dr. Daniela Dumbrăveanu
University of Bucharest, Faculty of Geography- Human and Economic Geography Department, 1 Nicolae Balcescu Av., 010041, Bucharest, Romania

Dr. Mariana Nae
University of Bucharest, Faculty of Geography- Human and Economic Geography Department, 1 Nicolae Balcescu Av., 010041, Bucharest, Romania

Dr. Gabriel Simion
University of Bucharest, Faculty of Geography- Human and Economic Geography Department, 1 Nicolae Balcescu Av., 010041, Bucharest, Romania

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